Making Your Financial Dreams Come True

Like most people, you have hopes, dreams, and life goals for yourself and your family. These might include buying a home or business, saving for college education for your children, taking a dream vacation, reducing taxes, and retiring comfortably. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals — while at the same time helping you negotiate the financial barriers that inevitably arise in every stage of life.

Managing your personal finances is ultimately your responsibility. However, you don’t have to do it alone. A qualified financial planner, such as a CERTIFIED FINANCIAL PLANNER (CFP) professional, can help you make decisions that make the most of your financial resources. 

Financial planning can help you:

• Set realistic financial and personal goals. 
• Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan. 
• Develop a realistic, comprehensive plan to meet your financial goals by addressing financial weaknesses and building on financial strengths. 
• Put your plan into action and monitor its progress. 
• Stay on track to meet changing goals, changing personal circumstances, changing stages of your life, changing products, markets, and tax laws

Do you need the services of a financial planner? 

How do you know if you could benefit from the services of a financial planner? You may not have the expertise, the time or the desire to actively plan and manage certain financial aspects of your life. You may want help getting started. You may benefit from an objective, third-party perspective on what are often emotional, difficult decisions. And in today’s hectic world, it can be beneficial to have a financial planning expert help to make sure you stay focused and follow through with your financial plans.

Why Wealth Management in Important

The journey of life is tough and the time’s ahead are promising as well as confusing. Because it is no more about investing, but investing in such a manner that you should create a wealth and the most important is the art of managing the investments.

We have always believed that money is second most important thing after your health, we definitely have best of doctors to manage the most minuet disease but we do not have the same for the wealth.We generally seek advice from people around us either they are our trusted friends, relatives or colleague or we just fall for luring advertisement which promise us huge gains.

But the true story is bit different. Same like medicine, as every disease does not have the same treatment, similarly every need cannot be answered by same product. We have to make sure that each need of human beings answered by a tailor made plans to achieve goal. we have to take consideration all asset like

·         precious metals like 

       gold,

·         Equity,

·         Real Estate

·         Debts. 

And Right mix of all these is a solution of all the problems.

If we see the journey of life, the hidden needs which are generally counted as dreams because we have no plans to fulfill then .they can be taken care if right plan with discipline is implemented to achieve them. For example, a man drives hatchback dreams to drive the largest car moving on road but the problem is that he is so confused between the necessity, desires, and goals that he ends up achieving nothing. A right combination of available product if used he can secure his future. While making sure that his today is also smooth .we have always felt that in general are goals are small and not as per as our dreams. Our elders used to say that reaching heights is not difficult but maintain the same is also very important and the same seems true for wealth management.

We would like to ask a question. Suppose you start a journey to Bombay from Delhi. Chances are that you would definitely reach somewhere near to your destination. But if journey is planned up to Agra only, how can you think reaching Bombay. Same is true for our dreams; the dreams should be such that day take away the sleep for your eyes and not one which makes your sleep because man is only known for what he achieves and not for what he has planned. 

“ Mr. Dhiru Bhai Ambani is known name to this country  and till date is remembered for what he left and not for journey he went through  achieve this.”  

Similarly, If my journey to achieve the biggest  possible then for sure the landmarks that we will be achieved would make path for others to achieve the heights unseen.