Like most people, you have hopes, dreams, and life goals for
yourself and your family. These might include buying a home or business, saving
for college education for your children, taking a dream vacation, reducing
taxes, and retiring comfortably. Financial planning is the process of wisely
managing your finances so that you can achieve your dreams and goals — while at
the same time helping you negotiate the financial barriers that inevitably
arise in every stage of life.
Managing your personal finances is ultimately your
responsibility. However, you don’t have to do it alone. A qualified financial
planner, such as a CERTIFIED FINANCIAL PLANNER (CFP) professional, can help you
make decisions that make the most of your financial resources.
Financial planning can help you:
- Set realistic financial and personal goals.
- Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan.
- Develop a realistic, comprehensive plan to meet your financial goals by addressing financial weaknesses and building on financial strengths.
- Put your plan into action and monitor its progress.
- Stay on track to meet changing goals, changing personal circumstances, changing stages of your life, changing products, markets, and tax laws
Do you need the
services of a financial planner?
How do you know if you could benefit from the services of a
financial planner? You may not have the expertise, the time or the desire to
actively plan and manage certain financial aspects of your life. You may want
help getting started. You may benefit from an objective, third-party
perspective on what are often emotional, difficult decisions. And in today’s
hectic world, it can be beneficial to have a financial planning expert help to
make sure you stay focused and follow through with your financial plans.
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