Muthoot Finance Ltd. is largest gold financing company in India in
terms of loan portfolio, according to the 2010 update to the IMaCS
Research & Analytics Industry Reports, Gold Loans Market in India,
2009 ("IMaCS Industry Report, (2010 Update)"). It provide personal and
business loans secured by gold jewellery, or Gold Loans, primarily to
individuals who possess gold jewellery but could not access formal
credit within a reasonable time, or to whom credit may not be available
at all, to meet unanticipated or other short-term liquidity
requirements
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